Showing posts with label Banking. Show all posts
Showing posts with label Banking. Show all posts

Sunday, December 9, 2018

QUANTOCOIN - FIRST REAL BLOCKCHAIN BANK


QUANTOCOIN: INTRODUCTION

Quantocoin is a revolutionary blockchainbanking platform. It has developed a next-generation model for the future of financial services and digital banking. This model uses Blockchain technology along with smartphones, as well as a new kind of bio-identification system which will be used to ensure safe and secure accounts for each user. This is a project to develop the future of the crypto-financial world. Its primary goal is to integrate and connect QTC into the traditional financial world and to create a single gateway through QTC platform for users, traders, investors and financial institutions with a whole range of add-on services.

QTC has several functions, such as: buying, paying and selling services and items on the Internet, exchanging with the currency of the currency, etc. It also provide the option of international transfers, as well as the provision of loans (microfinance), loyalty programs, etc. All these services are linked to one point — the QTC platform, which makes them safer and more transparent than the current crypto-currency platforms. Quantocoin aims to provide a unique opportunity for free anonymous transfers, while maintaining the transparency of both the company and the project itself.

Quantocoin is a platform for the future of funding that is built on top of the Waves blockchain. It accelerates the growth of unbanked people by offering tools and services that save both time and resources. Quantocoin plans to extend this project to all regions of the world, especially to less developed and non-banking regions. QTC could potentially bring people out of poverty, as it will give them access to financial and banking tools. These tools provide them with immediate liquidity and currency functionality better than the traditional banking system. QTC services will allow the people of non-banking regions to invest, buy, pay and sell items and services, while also improve the economy of the particular regions.

QUANTOCOIN: PROBLEMS TO SOLVE
  • The fiat payment system reveals many weaknesses related to complexity and border constraints as well as costs;
  • Cryptocurrency is a new trend but there is no way to penetrate strongly into the currency market;
  • Existing crypto based solutions do not meet the needs of users.
Quantocoin wants to revolutionize financial services with a WAVES-based platform that provides basic, accessible services to enable cryptocurrency to be widely accepted and bring great benefits to the community.

QUANTOCOIN: THE SOLUTIONS 

Creating an operational ecosystem around the nucleus is QTC with basic features such as hoarding, transfer, lending, payment based on decentralized networks;

1. The strong payment method: 

  • NFC: Near field Communication, is at a very basic level simply “contactless” communication between two devices. In regard to payment processing, it is the technology that enables your phone to communicate with the payment terminal (POS) to initiate a transaction.
  • QR: Quick-response codes have the set of ubiquity that NFC lacks. They work a bit like old fashion barcodes, but they are digital and give them the power to enable you to complete mobile payments.
  • Beacon: A BLE beacon is a small device – usually powered by battery or USB – that emits a Bluetooth Low Energy signal. A modern smartphone in the vicinity can pick up the signal being emitted by the beacon to deliver quick, safe and easy mobile-based proximity payment solutions. Beacon-based payment apps is also phone agnostic, thus making it practically accessible to any smartphone user.
2. Convenient and flexible loan protocol;
3. Develop mobile applications for smartphone users;
4. Using WAVES blockchain is more powerful than ETH, ensuring the quality of services.



QTC TOKEN

QTC is a token issued on the basis of a smart contract on the Waves platform, the world’s fastest blockchain; which will be available to the public during the period of the QTC crowdfinding. There is a limit of 99 million QTC tokens that will be released during the ICO and DTO.

QTC tokens will become the fuel of the QTC ecosystem engine and a speculative digital currency. It will move around the world and be held on major exchanges. Thus, the QTC Token will serve as an intermediary between the cryptographic world and the real world as a new type of currency.

Decentralized nature gives the QTC token a high performance that is exceptional and transparent, while maintaining an inexpensive environment with the latest safety and technology standards. In the near future, the Token QTC will be traded, P2P or B2B and will allow users to buy, sell or exchange QTC coins using the currency currencies, as well as other crypto currency.

QTC has an obligation of 99 million tokens. The QTC token is not an integer and is available in fractional quantities. Market forces and exchange mechanisms for crypto-currencies will determine the future price of the Token QTC. Accordingly, it is expected that the price of the QTC coin will fluctuate on a regular basis.

TOKEN DETAILS

Token name: Quantocoin token
Ticker: QTCt
Platform: WAVES
Type: Utility
Total supply: 99 000 000 QTCt
Softcap: $3 000 000 USD
Hardcap: $70 000 000 USD
Token Sale: 18.11.2017 - 30.04.2019
Accepted purchase: ETH, BTC, Waves, fiat
Price: 1 QTCt = $1.0 - 1.2 USD
Minimum investment: 100 QTCt
Country: UK
Whitelist/KYC: KYC
Restricted areas: South Korea


 

MORE INFORMATION ABOUT QUANTOCOIN PROJECT:

Website: https://www.quantocoin.io/
WhitePaper: https://quantocoin.io/wp-content/uploads/2018/07/WP_QTC_2562018-TESTING2-1.pdf
Telegram: https://t.me/QTCcoin
Twitter: https://twitter.com/Quantocoin
Facebook: https://www.facebook.com/qtcdto/
Medium: https://medium.com/@Quantocoin
ANN: https://bitcointalk.org/index.php?topic=2897398

AUTHOR:

Bitcointalk Username: binar234
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245

Friday, October 26, 2018

Platio Smart Banking Ecosystem to Overcome the Crypto Challenges

Image result for platio ico

Platio is the all-in-one smart banking platform for crypto, fiat, and stock assets. Platio Smart Banking is set to make crypto a trusted, widespread means of payment. This platform will offer users a safe and convenient way to manage transactions between traditional and digital finance. Users can make payments in crypto via SEPA / SWIFT and debit cards.

The platform is to be hosted on EOS blockchain, making the project the first BaaS (Banking as a Service) solution on EOS technology. The Blockchain will ensure secure, fast and transparent internal business processes. The efficiencies created through Blockchain will increase organizational output and help cut down the transaction costs and processing time associated with traditional banking systems.

The Platio app will available on iOS as well as on Google Android, and Internet-based software. The financial environment of Platio includes many elements and features that interact to provide customers with smooth transaction procedures. Platio can adapt the element to the requirements associated with each individual and company, ensuring that each of them will appreciate the advanced capabilities for cryptocurrency transactions.

The Features

Platio Smart banking plans to build trust with unique ‘Asset Guard’ and ‘Smart Escrow’ products. Both use smart contracts to protect Platio users from the main challenges of the crypto world.

If you are a crypto user, you must have faced this challenge  -  at least once:

  • Must enter many services to be disbursed: exchanges, online converters, electronic payment services. 
  • It’s no secret that holding Crypto exposes you to several risks : sudden fluctuations in crypto values ​​and the risk of losing a private key. ownership
  • Crypto payments cannot be changed.

Platio, however, has the solution: 

  • Platio carries the wallet of a single user and finally provides a way to run multiple operations with funds all in one place with three types of assets.
  • The Asset Guard feature of Platio protects crypto, fiat, and your shares, all stored in an ecosystem safe against possible risks caused by high market volatility or loss of access. In addition, with the Platio you can determine the conditions of exchange and smart contracts will exchange crypto or your shares for fiat and return You can specify the length of inactivity of the outside account that the smart contract will transfer. 
  • The Smart Escrow will only release your crypto after you receive what you are paying for. The smart contract sends crypto, fiat or stocks to the seller of a product or service only after parameters of the deal are met and the buyer actually receives the promised product or service.


The Benefits
  • Make deals in crypto and fiat using smart escrow which resolves conflicts between parties
  • Protect crypto, fiat and stocks from volatility or access loss risks
  • Trade and exchange on one platform in crypto, fiat and stocks
  • Receive crypto and fiat via invoicing & processing for businesses and individuals
  • Keep crypto, fiat and stocks in one place
  • Spend crypto and fiat with plastic or virtual payment cards
  • Pay in crypto and fiat using swift/sepa/oct
  • Transfer crypto, fiat and stocks for free within platio ecosystem

The Token: PGAS

In order to stay accessible to the greatest number of potential investors, Platio will be releasing its native PGAS currency as an ERC-20 compliant token on the Ethereum blockchain. Once the EOS infrastructure is in place, the project team will then perform an air-swap with its own side-chain.

The project has set itself a €34.5 million hard cap for its upcoming Initial Token Sale as part of its overall mission to globalize its business model. The company’s closed pre-sale continues until 7th October. Investors joining the open pre-sale after 8th October can expect a 10-15% bonus.


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