Showing posts with label Fintech. Show all posts
Showing posts with label Fintech. Show all posts

Tuesday, October 8, 2019

Pngme: Cryptocurrency Mobile Banking App



The globalization of our planet leads to globalization of relations among its whole population. Today, the demand for digital money is very high. Internet digital currency is safe, based on the internet, accessible currency, assisting all people without bank accounts in getting access to funds and also allows making fast and cheap transfers of funds without any geographic limitations. Smartphone popularity in developed countries and speed of its expansion in developing countries permit such companies as Pngme.com to offer services of full platform of banking. We can use it having only a smartphone. 

What Is Pngme?

Pngme is a mobile finance platform that combines the traditional values of traditional banks and the crypto ideology of personal asset management. The company aims to develop an mobile based application that will be download-able both on Google Play or the App Store. The all-in-one banking app enables users to manage both traditional and digital assets under one roof.

As a mobile financial services for fiat money and virtual currencies, the app is an essential tool for traders, investors, and anyone that would like to conduct crypto transactions. Users will enjoy a comfortable use of their digital assets. Regardless of whether you have previous experience with cryptocurrencies, or you would only like to purchase some for the first time, Pngme will come with a usability that users will appreciate.

The platform offers its users to earn rewards, lend money, and build their borderless credit score. It is easy to access your digital assets and use digital assets to make online purchases. Besides, Pngme is also planned to bring, USD, GBP, EUR, and KSh currencies to users wallet on its second release. Allowing users to make instant payments and save in their local currency.

Pngme Features

Pngme offers its clients a multifunctional platform of banking service, which represents a hybrid system combining digital and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity. One account combination allows clients simultaneously using advantages of both types of currencies. 

All main operations of Pngme will be available through mobile bank:  receive loans and credits, immediate fund transfer all over the world, and bank deposit opening. Reward programs will also be organized with the possibility to receive loyalty reward on referral system or Pngcoin balance saving. 

  • Mobile Payments: Low or fee-less mobile payments in your local or digital currency
  • Everyday Accounts: Easily create a daily spending account for everyday mobile payments
  • Loan Marketplace: Lend and borrow money on Pngme at competitive interest rates
  • Credit Score: Algorithmic credit score created from a user's mobile digital footprint
  • Piggy Bank: Earn interest on the money saved in your Pngme piggy bank account
  • Rewards: Earn Pngcoin rewards when you refer friends and save Pngcoin


Pngme Conclusion

Finally, Pngme provides services of client’s remote access to accounts, products and bank services and allows performing all bank operations. Pngme offers its clients a multifunctional platform of banking service, which represents a hybrid system combining digital including cryptographic and traditional currencies. The use of digital currencies makes operations faster and cheaper, while traditional currencies guarantee practically all-round acceptance and validity. One account combination allows clients simultaneously using advantages of both types of currencies.

Pngme will become a fully digital bank, accessible all over the world and at any moment. It will conduct all functions of a typical bank but without any bank departments and front-offices maximum relying on new digital technologies. This will allow Pngme to become one of the most inexpensive banks in the world with a very profitable level of cost-to-profit ratio.

However, before you start to singup for early access of the Pngme service, you should make your own research about Pngme on its Website, Whitepaper, or gain information update on its Telegram Group or Twitter.


*Author's Bitcointalk Username: binar234
Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245

Tuesday, September 3, 2019

XCARD Wallet Review: A fiat/crypto wallet and biometric crypto credit card


About XCARD Wallet

XCARD Wallet is the most secure crypto & FIAT wallet and payment card (an absolutely disruptive biometric crypto credit card) which allows 50 mln crypto-users to spend their crypto and FIAT assets instantly all around the world. XCARD makes your experience with crypto as easy as FIAT money whether it’s your first time, or if you’re an advanced user. Together with VISA (Apple Pay and Google Pay wallet enabled) XCARD introduces a Multi-Currency Biometric Crypto Credit Card. XCARD is the only provider of biometric credit cards in the crypto industry worldwide. The card is available as virtual, physical and biometric.

The company offers a personal banking solution that is a hybrid between traditional banking and cryptocurrencies. XCARD is considered to be the first company to combine the acceptance of fiat currency with the blockchain’s flexibility. 

XCARD Wallet is a secure wallet. User's funds are segregated in a multi-signature cold-storage wallet to ensure that he is the only one with access to his money. XCARD Wallet supports large amount of financial assets and services including:
  • 150 FIAT Currencies
  • Top 30 cryptocurrencies including ERC-20 based token
  • Securities based on blockchain technology
  • eCommerce payment services


XCARD Wallet has successfully integrated technologies for global payments and peer-to-peer transfers, allowing for service you can use with just several clicks. The company also protects privacy, enhances security, and improves the customer experience. XCARD Wallet works to constantly improve its services and products to better meet the needs of clients.

XCARD Wallet Features

Using XCARD Wallet, you can connect your credit cards. The application lets you store cryptocurrencies, including Bitcoin and any top cryptocurrencies. It is also possible to exchange cryptocurrencies for fiat currency with access to exchanges all over the world. XCARD Wallet also featured with Built-in internalizer – an arbitrage engine – provides users the best exchange rates available on the market. Moreover, XCARD Wallet is combined with XCARD Biometric Credit Card, the most secure credit card for instant crypto withdrawal from any ATM.

XCARD Wallet also supports transferring digital currencies between users anywhere around the world. Or you can transfer money to someone with very low fees compared to traditional services to send money. You can make transaction anywhere you want, with any (crypto) currency and any payment card. XCARD wallet allows you to make and receive payments in the desired currency. Buyers and sellers decide transaction details independently.

XCARD’s team has a proven track record of more than 20 years in payment systems, payment cards, exchanges and currency trade systems.

XCARD Video Explanation



MBM Token

XCARD Wallet introduces an utility token, the MBM token that fuels the whole Platform that is the most liquid token in the XCARD Wallet. Once regulation enables legitimate issuance of equity or security tokens, special benefits for investors and MBM token holders will be offered.

Token Details

Ticker: MBM
Platform: Ethereum
Total supply: 640,000,000 MBM



Meet The Team


Partnership

XCARD Wallet has already signed 9 strategic partnerships which include: Santander Bank, Visa (Principal Membership), Gatelab (Part of London Stock Exchange Group), several trading exchanges (e.g. Hybrid Block) and others that wills to utilize in their business models solution provided by the XCARD.

For more information about XCARD, You can visit the links below:

Website: http://xcard.io/
Whitepaper: http://xcard.io/static/XCard-Whitepaper-21082019.pdf
Telegram Chat: https://t.me/mobilumcom
Twitter: https://twitter.com/xcardbymobilum
Facebook: http://www.facebook.com/mobilumcom/
Medium: https://medium.com/mobilumcom
Linkedin: https://www.linkedin.com/company/mobilumcom

My Bitcointalk Username: binar234
My Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245
ETH Wallet Address: 0x573E9730fe386661F91D9189A0330ce577df0175


Thursday, December 13, 2018

Athero: A New Era of Cryptofinance

Image result for athero ico reviews

What is Athero?

Athero is a platform designed to improve commerce by combining the Internet of Things and the blockchain technology. Athero incorporates a distributed operating system with an open blockchain, using virtual business to business networks and a consensus algorithm to realize offline solutions for information flow and product sourcing needs. 

The platform includes a modular, end-to-end design that commits to correct-by-construction software and industrial extensibility.

Athero aims to allow people to easily write decentralized applications. This intention could enable innovation on the blockchain that could help distinguish the project. The mission is building better world through the technology. Athero token, THO, is a global, open source and decentralized supercomputer which anyone can access.

The ultimate goal of THO is to be the all-in-one solution and offer a wide array of services from market to finance. The clients – both corporate and private ones – will access all the services they need from a single platform. Blockchain technology gives us the chance to make your finances grow faster with better returns.



Why Use Blockchain?

Unlike the current centralized architecture, users in the new IoT system can dynamically develop data authorization mechanisms and interaction rules with devices, etc. Not only does the device perform a single function. The blockchain can simply interconnects the device, and also enables devices to interact with each other autonomously. Vendors no longer need to maintain hundreds or thousands of IT systems in different systems. Changing roles will attract more participants, reshape market rules and create entirely new business models.

Athero is a new blockchain protocol being developed and specifically designed and optimized for business and marketplace applications. The protocol will consist of a blockchain based “virtual machine” and defined modules of middleware software stacks, which operate outside the chain. It will support decentralized processes governed by smart contracts implemented on the network.

Athero Products

Athero will have 6 commercial products: 
  • dApps, 
  • decentralized exchange, 
  • data sharing, 
  • Wifi-ready Solar Smart Bench Network, 
  • Smart Car Parking Technology, and 
  • air and pollution smart sensors.

Athero Features

Decentralized

State-of-the-art cryptographic datastructures and unparalleled decentralization provide efficiency and eliminate single-point-of-failure.

Partnerships

Athero is bootstrapping partnerships in different sectors to bring blockchain technology into real-world use.

Cutting edge technology

Athero is continuously researching the newest technological standards and continuously expanding cooperations with international research institutions to keep the technology safe and up to date.

Fast Expand + Adoption

Athero puts an emphasis on web technology and has a mobile-first approach to bring blockchain technology to the next level of adoption.

The Athero Token

THO is native crypto token currency which is being created to be integrated with and used on the Athero network, for decentralized applications on the network.

Initially, THO is proposed to be issued and implemented on the public Ethereum blockchain as an ERC-20 compliant token. Athero team will integrate its existing “wallet” function to hold THO balances, and allow users to utilize the tokens on the THO platform shortly after the token sale activated.

Token Sale

Initially, the company is offering 1,400,000,000 of the 2,000,000,000 initial Tokens. Tokens will be distributed in two crowd sales:
  • Private pre-sale(400,000,000)
  • Public Sale (1,000,000,000)

Private sale was available for 2 months. From July 10,2018 to September 16, 2018. Before sale, the team contacted 5000+ companies (+private individuals). They received invitations to Athero summits. Summits were at London, New York, Dubai and Tokyo. Athero raised 12 000 000 USD in private sale (at rate 0.03 USD per 1 THO). 

Public ICO sale has been started on September 20, 2018, and will end on January 15, 2019.

Athero Team

The Athero team includes financial experts and professional traders who have helped in creating the right tokenomics for this project. Athero CEO, Thomas Plattsmier, is an experienced project manager and business restructuring specialist with more than 15 years of international experience in the technology, energy, and construction industries, particularly in Switzerland, Austria, and Germany. He specializes in business process organization, procurement consulting, cost optimization, and business administration. 

Below is the list of the team: 
  • Thomass Plattsmier, CEO + Co-founder. (LinkedIn)
  • Jay Friscia, Software developer, Co-founder. (LinkedIn)
  • Lukas Zadorozny, Sofware developer, Marketing  (LinkedIn)
  • Alex Dehlinger, Marketing, Public relations. (LinkedIn)
  • Niou Someya, Programmer. (LinkedIn)
  • Madhu Sahota, Software engineer. (LinkedIn)
  • Yagi Taisho, Software Developer Technical Lead. (LinkedIn)


Useful Links:

Telegram: http://t.me/atheroTHO

Author:

Bitcointalk Username: binar234
Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245


Sunday, December 9, 2018

QUANTOCOIN - FIRST REAL BLOCKCHAIN BANK


QUANTOCOIN: INTRODUCTION

Quantocoin is a revolutionary blockchainbanking platform. It has developed a next-generation model for the future of financial services and digital banking. This model uses Blockchain technology along with smartphones, as well as a new kind of bio-identification system which will be used to ensure safe and secure accounts for each user. This is a project to develop the future of the crypto-financial world. Its primary goal is to integrate and connect QTC into the traditional financial world and to create a single gateway through QTC platform for users, traders, investors and financial institutions with a whole range of add-on services.

QTC has several functions, such as: buying, paying and selling services and items on the Internet, exchanging with the currency of the currency, etc. It also provide the option of international transfers, as well as the provision of loans (microfinance), loyalty programs, etc. All these services are linked to one point — the QTC platform, which makes them safer and more transparent than the current crypto-currency platforms. Quantocoin aims to provide a unique opportunity for free anonymous transfers, while maintaining the transparency of both the company and the project itself.

Quantocoin is a platform for the future of funding that is built on top of the Waves blockchain. It accelerates the growth of unbanked people by offering tools and services that save both time and resources. Quantocoin plans to extend this project to all regions of the world, especially to less developed and non-banking regions. QTC could potentially bring people out of poverty, as it will give them access to financial and banking tools. These tools provide them with immediate liquidity and currency functionality better than the traditional banking system. QTC services will allow the people of non-banking regions to invest, buy, pay and sell items and services, while also improve the economy of the particular regions.

QUANTOCOIN: PROBLEMS TO SOLVE
  • The fiat payment system reveals many weaknesses related to complexity and border constraints as well as costs;
  • Cryptocurrency is a new trend but there is no way to penetrate strongly into the currency market;
  • Existing crypto based solutions do not meet the needs of users.
Quantocoin wants to revolutionize financial services with a WAVES-based platform that provides basic, accessible services to enable cryptocurrency to be widely accepted and bring great benefits to the community.

QUANTOCOIN: THE SOLUTIONS 

Creating an operational ecosystem around the nucleus is QTC with basic features such as hoarding, transfer, lending, payment based on decentralized networks;

1. The strong payment method: 

  • NFC: Near field Communication, is at a very basic level simply “contactless” communication between two devices. In regard to payment processing, it is the technology that enables your phone to communicate with the payment terminal (POS) to initiate a transaction.
  • QR: Quick-response codes have the set of ubiquity that NFC lacks. They work a bit like old fashion barcodes, but they are digital and give them the power to enable you to complete mobile payments.
  • Beacon: A BLE beacon is a small device – usually powered by battery or USB – that emits a Bluetooth Low Energy signal. A modern smartphone in the vicinity can pick up the signal being emitted by the beacon to deliver quick, safe and easy mobile-based proximity payment solutions. Beacon-based payment apps is also phone agnostic, thus making it practically accessible to any smartphone user.
2. Convenient and flexible loan protocol;
3. Develop mobile applications for smartphone users;
4. Using WAVES blockchain is more powerful than ETH, ensuring the quality of services.



QTC TOKEN

QTC is a token issued on the basis of a smart contract on the Waves platform, the world’s fastest blockchain; which will be available to the public during the period of the QTC crowdfinding. There is a limit of 99 million QTC tokens that will be released during the ICO and DTO.

QTC tokens will become the fuel of the QTC ecosystem engine and a speculative digital currency. It will move around the world and be held on major exchanges. Thus, the QTC Token will serve as an intermediary between the cryptographic world and the real world as a new type of currency.

Decentralized nature gives the QTC token a high performance that is exceptional and transparent, while maintaining an inexpensive environment with the latest safety and technology standards. In the near future, the Token QTC will be traded, P2P or B2B and will allow users to buy, sell or exchange QTC coins using the currency currencies, as well as other crypto currency.

QTC has an obligation of 99 million tokens. The QTC token is not an integer and is available in fractional quantities. Market forces and exchange mechanisms for crypto-currencies will determine the future price of the Token QTC. Accordingly, it is expected that the price of the QTC coin will fluctuate on a regular basis.

TOKEN DETAILS

Token name: Quantocoin token
Ticker: QTCt
Platform: WAVES
Type: Utility
Total supply: 99 000 000 QTCt
Softcap: $3 000 000 USD
Hardcap: $70 000 000 USD
Token Sale: 18.11.2017 - 30.04.2019
Accepted purchase: ETH, BTC, Waves, fiat
Price: 1 QTCt = $1.0 - 1.2 USD
Minimum investment: 100 QTCt
Country: UK
Whitelist/KYC: KYC
Restricted areas: South Korea


 

MORE INFORMATION ABOUT QUANTOCOIN PROJECT:

Website: https://www.quantocoin.io/
WhitePaper: https://quantocoin.io/wp-content/uploads/2018/07/WP_QTC_2562018-TESTING2-1.pdf
Telegram: https://t.me/QTCcoin
Twitter: https://twitter.com/Quantocoin
Facebook: https://www.facebook.com/qtcdto/
Medium: https://medium.com/@Quantocoin
ANN: https://bitcointalk.org/index.php?topic=2897398

AUTHOR:

Bitcointalk Username: binar234
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245

Wednesday, December 5, 2018

Raido Financial (RF Token) Review

Raido-Financial-Announces-Crypto-Wallet-Updates-and-Prepares-for-Exchange-Launch

About Raido Financial

Raido Financial is a global fintech ecosystem that combines a set of universal crypto tools for trading, exchange, financial and investment operations for all B2B and B2C crypto market players through the single platform. The mission is to provide all the market stakeholders with the most efficient, comprehensive and secure tools for carrying out all needed crypto activities. Thus, Raido Financial main goal is to run and improve the ecosystem, whereby any participant of the crypto market can easily obtain and use highly efficient and profitable tools with any experience level in Blockchain or cryptocurrency technologies. 

Raido Financial allows you to: 

  • Perform all types of trading operations efficiently with highly technological features. The technical architecture of Raido Financial is capable to provide users with the maximum data processing speed due to the high performance and load-processing system. In addition, Raido Financial will be integrated with the maximum number of protocols, including the most popular ones: FIX API, WebSockets, REST. The collocation zone allows to process high-frequency queries and effectively use algorithmic and Machine Learning modules. 
  • Launch and effectively manage new ICOs.A tokenized smart-processing system for ICO / TGE / ITO projects will be a part of the Raido Financial ecosystem. This system provides a set of "all in one" tools needed to implement a successful launch of Token Sales – including all marketing, legal and technical aspects. 
  • Anonymously, securely and profitably carry out trading, exchange, investment operations with crypto assets from a single multicurrency wallet.The Raido Wallet will be integrated with the most popular payment methods and currency exchanging tools: plastic cards processing, money and electronic payout systems – with low fees for ecosystem users. 
  • Proceed trading operations with large volumes of crypto assets.Raido Financial ecosystem will use liquidity aggregators to ensure an integration with the largest trading platforms, crypto exchanges, brokers and other financial institutions on the same website. 
  • Carry out legal and transparent trading activities for institutional and B2B market players. Our company is already working on obtaining the necessary types of legal licenses and permissions, some of which are already available, to combine all financial activities and cryptocurrency tools within a single platform. 
  • Safely and totally secure, store and use private financial assets. Security of processing is provided by such solutions as: IP filtering, data encryption and two-factor authentication, independent layers of cryptographic protection and much more. 

Raido Financial Ecosystem

One of the main advantages of the Raido Financial ecosystem is the complex and complementary functioning of the main ecosystem components: 

Cryptocurrency Raido Exchange

Raido Exchange is designed taking into consideration the most effective and reliable technical solutions and contains the following functionalities: automatic purchase and sale of cryptocurrencies, trading of CFD contracts, use of a multifunctional API of more than 50 cryptocurrency tools, universal technical analysis tools (sets of indicators, 12 time zones), high-speed connection channels, aggregation and distribution of liquidity, data encryption and an integrated AI trading module. Furthermore, Raido Exchange provides an opportunity to list ICO tokens at all stages of the Token Sale, as well as rank and vote by the community for adding each of the crypto assets on the exchange. 


Multicurrency Raido Wallet

The Raido Wallet system is integrated with numerous services for receiving cryptocurrencies and fiat as well as for money transfer. Within the Raido Wallet functionality users can directly transfer and withdraw funds to the Raido Exchange. Multicurrency wallet is available on desktop and mobile versions, works on all major devices and operating systems.

Smart-processing system 


The smart system provides functionality for processing ICO projects, using the full-cycle boxed solution for Token Sale projects. The system provides comprehensive opportunities ensuring technical, marketing and legal base for a Token Sale. In particular, one of the universal solutions is the possibility to exchange legally any ERC20-based token into another cryptocurrency. 

Merchant processing system 


Merchant processing system consists of 2 main components: a module for accepting cryptocurrency and fiat payments, and a private dashboard for the exchange / withdraw operations and monitoring of the overall transaction activities from the customer’s side.

Raido Finacial Token (RF)

RF Token holders will be granted trading privileges in any elements of the Raido Financial ecosystem. In particular, investors can use tokens to pay for any services in the Raido Financial system, including trading fees, payments for withdrawal, listing of currencies, etc. The use of RF tokens gives the right to receive a discount depending on the time of participation in the system.

According to the Raido Financial development plan, the strategy of Quarterly Buyback will be used for a proper planning of the token’s development. To ensure that the token does not lose liquidity and retains its attractiveness for investors, the project provides a quarterly redemption and burning of tokens, for which 15% of the profit will be spent. Thus, when the project starts to generate profit, every quarter part of the tokens will be redeemed, which will positively affect the dynamics of the token price.

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For more information about Raido Financial, visit the following links: 


Website: https://ico.raidofinance.com/login
Whitepaper: https://raidofinance.com/login#documentation
Facebook: https://www.facebook.com/RaidoFinancial/
Twitter: https://twitter.com/financialraido
Reddit: https://www.reddit.com/user/RaidoFinancial


About Author:

Forum Username: binar234
Profile Link: https://bitcointalk.org/index.php?action=profile;u=2053245


Sunday, October 28, 2018

MPCX: Digital Wealth Management Platform

Related image

Currently, the crypto market is a huge market with more than $ 400 billion of market capitalization. It is possible to buy and sell cryptocurrencies using OTC facilities or directly on several digital exchanges around the globe.

Several countries such as Japan, Singapore, Gibraltar, Switzerland are more welcoming to digital investors than others. However, we are still at the beginning of this new “crypto era” and a number of problems remain. We see a substantial market demand in crypto assets from the following two groups:
  • Ordinary investors
  • Innovative investors

Innovative investors are entrepreneurs who live in the crypto world and pay rent, get paid bonuses, buy goods in stores and count their digital fortune in terms of ETH, BTC or other cryptocurrencies. For these digital investors there are two major problems:
  • Availability of transparent and high-quality digital wealth management services;
  • Insufficient widening of use cases for cryptocurrencies;

Ordinary investors who have decided to invest in crypto assets also face a number of obstacles, these include:
  • Difficulties in establishing banking relations to work with cryptocurrencies
  • Lengthy verification processes in establishing its crypto exchange accounts
  • Lack of knowledge and experience in investing in cryptocurrencies
  • Slow innovation and digitalization of the traditional financial industry
  • Lack of high-quality investment services for mass affluent clients
  • Lack of transparency and risks related to scams, corruption and data manipulation
  • Limited access to alternative investments for mass and mass affluent clients

MPCX proposes to offer solutions to all of the above-mentioned problems and going to begin with Innovative Investors’ needs.

ABOUT MPCX

MPCX is a digital blockchain driven financial services platform. Its long-term aim is to aggregate all crypto financial services into one place. MPCX is designed to service entities’ and individual’s needs in the areas of digital wealth management, cryptocurrency exchange and trading, digital banking, crypto research and ICO promotion, and crypto lending.

In the short-term, MPCX will create a blockchain driven decentralized ecosystem to manage innovative investors’ portfolios of crypto assets. In light of the current market situation with a huge demand for and a very limited supply of financial management solutions, MPCX decided to create the MPCX Platform to service the market opportunities.


THE MPCX SOLUTION

MPCX solution will be based on the Ethereum Blockchain and has the potential to significantly disrupt the banking and wealth management landscape. Fully digital solutions will make it possible for clients from the mass and mass affluent segments to receive for the first time high-quality crypto trading and wealth management services.

The platform will make all the following crypto services available in one place:

  • Fully digital client onboarding to reduce costs and provide clients’ with a friendly service.
  • Digital cryptocurrency exchange for the top 100 cryptocurrencies by market cap.
  • Crypto payments, transactions and banking solutions.
  • Custody and wallet solutions to provide secure safekeeping of clients’ funds.
  • Three crypto investable indices, crypto AI fund, crypto ETN’s, ICO’s.
  • MPCX Trading Solutions will offer full access to the product platform, arbitrage system, a trading terminal and reporting.
  • A digital wealth management platform will offer roboadvisory through its “Digital Smart Investment Mandate” which will deliver automatic portfolio rebalancing, crypto lending strategies and reporting.
  • MPCX’s ICO promotion and research platform will offer the two-level access to ICOs with full industry coverage.
  • MPCX’s crypto lending platform which includes borrower scoring and match loans with lenders potential.

MPCX TOKEN (XDMC)

The XDMC Token will be the functional tool on the MPCX Platform. XDMC Tokens will be used to pay for the services inside the platform. Once the XDMC Token becomes liquid and popular, it will be used as the internal currency for MPCX banking services.

The XDMC token can be purchased during the ICO or on the exchanges after the first ICO. The portion of XDMC Tokens from the token generating event that will not be distributed during all of the ICO rounds will be allocated to pre ICO and ICO participants on pro rata basis after each round. To participate in the Token allocation, you simply need to hold all XDMC Tokens bought during ICO.


USEFUL LINKS:

Friday, October 26, 2018

Platio Smart Banking Ecosystem to Overcome the Crypto Challenges

Image result for platio ico

Platio is the all-in-one smart banking platform for crypto, fiat, and stock assets. Platio Smart Banking is set to make crypto a trusted, widespread means of payment. This platform will offer users a safe and convenient way to manage transactions between traditional and digital finance. Users can make payments in crypto via SEPA / SWIFT and debit cards.

The platform is to be hosted on EOS blockchain, making the project the first BaaS (Banking as a Service) solution on EOS technology. The Blockchain will ensure secure, fast and transparent internal business processes. The efficiencies created through Blockchain will increase organizational output and help cut down the transaction costs and processing time associated with traditional banking systems.

The Platio app will available on iOS as well as on Google Android, and Internet-based software. The financial environment of Platio includes many elements and features that interact to provide customers with smooth transaction procedures. Platio can adapt the element to the requirements associated with each individual and company, ensuring that each of them will appreciate the advanced capabilities for cryptocurrency transactions.

The Features

Platio Smart banking plans to build trust with unique ‘Asset Guard’ and ‘Smart Escrow’ products. Both use smart contracts to protect Platio users from the main challenges of the crypto world.

If you are a crypto user, you must have faced this challenge  -  at least once:

  • Must enter many services to be disbursed: exchanges, online converters, electronic payment services. 
  • It’s no secret that holding Crypto exposes you to several risks : sudden fluctuations in crypto values ​​and the risk of losing a private key. ownership
  • Crypto payments cannot be changed.

Platio, however, has the solution: 

  • Platio carries the wallet of a single user and finally provides a way to run multiple operations with funds all in one place with three types of assets.
  • The Asset Guard feature of Platio protects crypto, fiat, and your shares, all stored in an ecosystem safe against possible risks caused by high market volatility or loss of access. In addition, with the Platio you can determine the conditions of exchange and smart contracts will exchange crypto or your shares for fiat and return You can specify the length of inactivity of the outside account that the smart contract will transfer. 
  • The Smart Escrow will only release your crypto after you receive what you are paying for. The smart contract sends crypto, fiat or stocks to the seller of a product or service only after parameters of the deal are met and the buyer actually receives the promised product or service.


The Benefits
  • Make deals in crypto and fiat using smart escrow which resolves conflicts between parties
  • Protect crypto, fiat and stocks from volatility or access loss risks
  • Trade and exchange on one platform in crypto, fiat and stocks
  • Receive crypto and fiat via invoicing & processing for businesses and individuals
  • Keep crypto, fiat and stocks in one place
  • Spend crypto and fiat with plastic or virtual payment cards
  • Pay in crypto and fiat using swift/sepa/oct
  • Transfer crypto, fiat and stocks for free within platio ecosystem

The Token: PGAS

In order to stay accessible to the greatest number of potential investors, Platio will be releasing its native PGAS currency as an ERC-20 compliant token on the Ethereum blockchain. Once the EOS infrastructure is in place, the project team will then perform an air-swap with its own side-chain.

The project has set itself a €34.5 million hard cap for its upcoming Initial Token Sale as part of its overall mission to globalize its business model. The company’s closed pre-sale continues until 7th October. Investors joining the open pre-sale after 8th October can expect a 10-15% bonus.


Useful Links: